Don't forget to factor in closing costs when considering a home sale or purchase. Realtor, LLC is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 603-672-2727 x303 if your needs include a real estate pro ready for the business side of buying and selling.

Expected closing costs

There are certain standard costs accompanying closing the sale of a house. These expenses are commonly divided between the buyer and seller, as noted in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in New Hampshire to help lead you through your process.

Costs pertaining to your loan to be paid at closing    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your transaction, I'll not only work to get the optimal sales price, but I'll also advocate for lower closing costs. And once we've arrived at an agreement, I'll explain in detail the closing costs so you are informed of exactly where your money is going.

Buyers: If you are buying a home in Hillsborough County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an acceptable range so you're not shocked when you reach the closing table. I'll be happy to go over the GFE with you, answering your questions and highlighting any estimates of concern.
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